Long term saves involves immersion for me. I’m MK Dons, 3rd season, sitting top of Championship. Being told after every promotion I’m relegation favourites, only to go on and win League 2 and League 1 and now sitting top of Championship. I would say, yeh, game breaking for immersion.
Also if I was going to compare it to FM23, it’s pretty obvious it’s broken as it is not doing the same things it did as before.