It makes the game unplayable, in my save 0% of the transfers goes into transfer money, so i can keep selling players, but never will loose the negative transfer budget. Even renewing contracts are impossible bc fees. Again, I like the idea of the feature, but last season, just to be sure, ive spent 150K on transfers and sold for 2.2 mil, but somehow I still get a negative transfer fee.
At this point, just give us the option to turn it of in the pre-game editor. It's is now the second time that I'm a couple of seasons in with an amateur club, that became professional and the club is being taken over with the negative transfer issue as a result. At that point your whole save is broken and all the fun gone. Now im also scared to try any other save, bc eventualy this problem will pop up somewhere in my save, killing all the work.
I have the same thing, also using a costum databse. Man, I'm doing that for many many FM games, but this year it kills my saves bc of the board being taken over and getting negative tranfser fees. Even when i sell players, the negative fee only get worse... And my club is doing fanincially pretty fine. Was happy the update was there, but nothing changed.