First Window Transfers

Even though I have been playing FM since 2005 I've never used the no transfers in first window option when creating a new game. So I have a quick question, does it stop all transfers, or can you still make loans during the window after the transfer window closes and sign staff etc? Also does anyone actually use it?

It gives everyone a transfer budget of £0, so you can sign players on a free transfer, and you can loan in players as long as there is no loan fee.

The same thing applies for staff - as long as there would be no compensation, you can sign staff.

You can make loan signings but only if the loaning club don't want a fee for taking their playing on loan.

As for staff, you can still sign them, providing they are out of contract, or the club he's coming from don't want any compensation.

You might though get offered a player by a club and be given the chance to interact with the board, this means they will be prepared to fund the signing for you.

When starting a new save I always turn off first window transfers, I think it adds realism to the game, especially if you're using one of the latest updates.