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KUMB

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About KUMB

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  1. KUMB

    The OTF Homeowners Thread

    Anyone have any experience with selling a leasehold property? I bought a flat a few years ago. The previous guy was in a shared ownership set-up with a housing association whereby the HA owned 75% of the flat, and he owned 25%. I believe the HA are the leaseholder to various other flats in the block which are rented out. I've now come to sell the flat and there are 2 leases. One lease between a Limited company (I assume the freeholder) and the HA and another between the ha and the previous guy. Should my lease be between me and the Limited company, or between me and the HA? The housing association are the ones that i get my letters from regarding ground rent and service charge and are listed on the lease between them the previous guy as the Landlord. Struggling to work out the relationship between the freeholder, the landlord and then me?
  2. Gone for Cardiff -1 at home to Burton tomorrow @ 11/10.
  3. 12/5 - Plymouth to beat Charlton looks good value. Plymouth in good away form and Charlton manager Robinson resigned last week so they have assistant Lee Bowyer in charge. Plymouth won the reverse 2-0.
  4. KUMB

    The OTF Homeowners Thread

    116 years left on it so quite a while before anyone has to think about renewing it.
  5. KUMB

    The OTF Homeowners Thread

    My flat is on the market and a potential buyer has asked if there is 'a review on the lease at all'? Anyone know what this means? Thanks
  6. KUMB

    OTF Football Manager 2017 Thread

    Just made it through to my first youth intake with Hemel Hemstead and got a pretty decent looking AMC. My AssMan reckons he will go onto be a good League 1 player in future. How do you guys go about getting the best out of promising youngsters? Loaning them out? Keeping them in the reserves?
  7. KUMB

    OTF Football Manager 2017 Thread

    Got this when it went to £11 on steam. Not really had the time over the last few years to get back into an FM save although this version seems to be a bit more streamlined and easier to get through the games. Started in VNS with Hemel Heamstead, focusing on bringing youth through. What do people watch their highlights on? I used to go comprehensive but have switched down to Key just to get through the games. Seems to be working for me.
  8. Downloaded full fat version now so challenge to start soon! What are the must have graphics etc for this version?
  9. Cheers. Debating whether to get FMT on the iPad for my commute as i just don't get time on the laptop at home anymore.
  10. Can this realistIcally be done on FMT?
  11. KUMB

    The OTF Homeowners Thread

    Cheers - i think it's an analogue one which is what is causing the issue. I'm going to see if one of those little indoor aerials does the job. On a separate note, anyone had a lot of dealings with fixing to plasterboard? I've been okay with the self-drive plasterboard plugs so far. I need to hang something heavier so wondering what these gripit things are like: http://www.screwfix.com/p/gripit-red-plasterboard-fixings-18-x-20mm-8-pack/9865j.
  12. KUMB

    The OTF Homeowners Thread

    TV aerial question: Bought my flat at the back end of last year and had Sky connected up in the front room (the previous guy already had it so it was a 5min job for the Sky engineer). I want to get TV in the bedroom and thought i could just use the aerial point in the wall to get Freeview. I've connected it up to the TV but i it doesn't pick up any channels - any idea what the problem is? It's a Freeveiw enabled TV and the Freeview website says i should be receiving the signal. Sky want an extra £12 a month plus £55 set up to get multi room which i'd rather not do. Thanks
  13. KUMB

    OTF Football Manager 2017 Thread

    Where's the cheapest place to pick this up?
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