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Issue Comments posted by Genera|
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I just want to confirm that the loan system is very problematic and highly unrealistic to the point that it's almost impossible to acquire a player on a relatively small team.
What makes it worse is that players go on loan to other teams without fees.
As the op said, I also always begin as unemployed and eventually play in a lower league. This year the loans are an unplayable mode.
Btw, the same issue has been raised several times this year on the reddit sub as well. It doesn't look like a fix is coming.
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Incoming loans with high fees and clauses and outgoing loans with 0% fee
in Transfers and Contracts
Posted
Unfortunate the loan system is screwed up this year and it's already been mentioned several times here and on the reddit sub. It's a pity that it doesn't look like they'll fix it.
At first I thought I was doing something wrong but after reading all these posts, it became clear, especially if you have a small team.
The only work around is to use the in-game editor and move a player on your team on loan under realistic terms.