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Ok so as I got older and more aware of money, I have tried to take more care of money on my saves. Now what I wonder is how important is financial control in FM as in what can really happen what effect can it have. I mean other than the obvious lower budgets for players. can someone fill me in please.

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you'll likely end up getting sacked... your club could go bust causing you to have points deducted... you'll not be able to keep your higher paid players, renew contracts, have the pitch relaid.. (believe me this is important!), <insert own reason here>

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Ok so things like points deductions are possible. It wont affect me too much I am careful, with spurs make monthly losses but prize money make up for it and a lot of my top earners are retiring or coming to end of contracts soon.

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