finance question

the situation is, im managing west ham at the beginning of my third season and through some wheeler dealing and mild success ive accumulated £66 million in the bank, with lots of champions league revenue to come in too

the problem is i am still £67 million in debt and the local council are blocking any further stadium improvements

my questions:

1. if i get enough money in my account will the board repay the loans early (before the scheduled 2039)

2. will my board still look to build a new stadium if i have a few hundred million in the bank, but am still technically in debt

sorry if this has been covered elsewhere, i couldnt find any 2010 posts on it

thanks

in answer to question 1 i dont think they will pay it off early. i had a similar situation in my most recent save where i had a loan debt of something like 300k and had 5+ million in the bank but the board didnt pay it off early.

In regards to question 2 then they should still build you a new one. in the same save mentioned above i got promoted to the SPL and in my second season, i think, the board decided to build me a new stadium. i had been in the same situation as you where the council would never allow it. I didnt even need lots of money in the bank as the board took out a loan to pay for most of the cost.

P.S I was using a revamped Scottish league set up and didnt include the RL rule that you have to have a 10,000 seat stadium to enter the SPL.

I got a new stadium in 2018. So you should get one built if you have good accounts.

thanks guys

can anyone confirm an answer to question one

thanks guys

can anyone confirm an answer to question one

Yeah it seems clubs do not pay it all off at once when they have the money to do so.