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If you loan a player out before he becomes 'home-grown', does this mean he won't be able to reach that status? E.g. in the Premiership, players have to be trained at the club for at least 3 years before they are 21 to fall into this category. Lets say I buy a player a couple of days before his 18th birthday but then immediately loan him out for a season, so he will be owned by my club for 3 years before his 21st birthday, but would play on loan for another club for a percentage of those 3 years.

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Home grown yes (assuming you loan to a team in the same country) but 'Club trained at' no, they'd have to remain at the club. 

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