Jimbokav1971

You could be right, but of course the competitions the U21's play in are not just your generic U21 leagues, so it might be a little different in this case. They play in the following 3 competitions. Challenge Cup, (which is also called the SPFL Trust Trophy). It's the 65th highest ranked Cup competition in Europe, (right behind the EFL Trophy to give that some context). The EFL Trophy by the way is called the Bristol Street Motors Trophy this season and saw Peterborough beat Wycombe in the Final last weekend. So while the BSM Trophy is only open to English League 1 and League 2 sides, it's still a decent rep trophy and that's where the Challenge Cup/SPFL Trust Trophy sits in the pecking order. Having said that, the Scottish Non-League Cup is ranked 55th on the list so...... maybe not so much. Hearts B are the only non-1st Team side to have won it in this save, and in real life no non-1st Team have ever won it. Championship clubs can enter their 1st Teams, but not Premiership clubs. Rangers B and Hibs U21's have been Runners Up before though. SPFL Reserve Cup. This has been won by Rangers B on 13 of 31 seasons in this save, but we've won it for the last 3, (managed by the AI), and it really is a generic aged group competition that holds little value. Reserve Challenge Cup. This is pretty much the same as the previous competition, except that Rangers B have won it less often. There aren't any league games for the U21's so it really is just these 3 competitions which only give a maximum of... (Challenge Cup 5 games) + (Reserve Cup 6 games) + (Reserve Challenge Cup 6 games) = 17 games, and I think 13 of those 17 games get played in the 1st half of the season.... so there is some sense in keeping a player in the U21's for the 1st half of the season and letting them play 13 games, but very little sense in them being kept for the 2nd half of the season when they only play a maximum of 4 games, (and only then if they get to all 3 Finals). I suppose the smart move is just to use the U18's, but they do have a league campaign to play (27 games), and a Youth Cup competition, (8 games) and I think this season they will also play in the Youth version of the Champions league because we're playing in the Senior version, (but we possibly have to qualify for the Group stage 1st for that to happen). So to summarise, yeah, I think loaning out, (to the right team at the right level), is the best course of action. A Championship winning campaign, (in the Championship), is ideally what I would like for some of my hot prospect youngsters.

I haven't started the Squad Depth post yet, but that will determine what I do with him. I think it likely that he will be loaned out, but until I allocate roles I'm not 100% positive. Highly unlikely that he will stay in the U21's though. You make a really good point about the Ass Man when using IR. That just about rules that option out. The only way to do it would be to reverse engineer it so that he would start and I would rely on the Ass Man to take him off at 45 mins. A season on the Championship could be just what he needs.

yep, Rangers won it with a bit to spare in the end. They should be comfortably capable of staying up with a squad like this. They've been buying 1 player per season from us, Finances are fine. I would expect them to comfortably stay up this season and maybe even challenge for the top half of the table.

Jun 2053. New Average Attendance. Premiership TV rights. Reputation. Internationals. European Competition rankings. European Club rankings. Transfers. Records. Finances.

Awards. May 2053. Scottish League 1 Golden Boot. Writers Manager of the Year. Players Manager of the Year. Scottish Premiership Manager of the Season. Scottish Championship Golden Boot. Scottish Players Young Player of the Year. Scottish Football Writers Young Player of the Year. Scottish Premiership Team of the Season.

May 2053. Scottish Premiership. When we beat Celtic I thought, (just for a brief moment), that we were going to win the league, but we were brought crashing back down to Earth when Hibs smashed the life out of us, and then Aberdeen finished the job off a few days later. 3rd is still great, but I did think for a minute about lifting the trophy. Scottish Cup. A piece of cake. Records. Internationals. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 49/61 from the spot at 80%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

Apr 2053. Scottish Premiership. Frustrated not to take all 3 points at Airdrie, but we're doing ok and hoping to sneak 2nd. Scottish Cup. On paper this should be a walk in the park, (because St Mirren are 4th in the Championship). Records. He can't make progressive passes, so he's just scoring himself! U18's. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 48/60 from the spot at 80%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

(53a) Brownlie (Dri) 5'11" does indeed look good. I'm just trying to not get too carried away. In the back of my mind I know we only have him on a 2+3 deal, (when he turns 16), so I really need to tie him down to a longer contract on the off-chance that he's as good as his initial PA suggests. I like (52a) Fraher (IRL) (F.Det) * and he's already made league & European appearances this season, to go with the 2 leagues and 1 European appearances that I have him last season after he came through the intake. He's actually ranked the 6th MC by CA at the moment which is pretty decent. At this stage I'm not sure if I'm going to.... (1). Loan him out somewhere next season, (2). Sell someone ahead of him and force him into the 2nd Team, (3). Select him as a permanent sub for both 1st Team and 2nd Team, (seems a rubbish idea for player development as I say it out loud), (4). Keep him in the U18's and make him available for U21 games. (5). Promote him to U21's squad and then loan him out in 2nd half of the season. I quite like that he's a little more workmanlike than some of the out and out "playmakers" we've been using.

Mar 2053. Scottish Premiership. Celtic completely took us to the cleaners but we bounced back well with a good win over Kilmarnock. It does mean however that we've dropped to 3rd in the league as both teams above us have hit a real purple-patch of form. Scottish Cup. (The Big One). We will play Dundee, (bottom of the Premiership), in the Semi-Final, and I would hope to get past them to face one of St Mirren, (3rd in Championship) or Aberdeen, (4th in Premiership). Debuts. Records. Not only is he the youngest player ever to play in the Scottish Premiership, but he's also the youngest player to ever play for us. Internationals. U21's. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 46/58 from the spot at 79%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

NxGn 2053.

He could be, but considering our reputation and facilities that's probably unlikely and instead he's just heavily CA weighted. I think I've mentioned before that I tend to not pay too much notice of what they look like on Day 1. Instead I just go with the flow and see how good they become. He's already made his debut, but the biggest barrier to him playing well at the moment is that rubbish PPM.

Yeah, 5'11" is fine and 12 jumping is decent so I think there is definite home of some improvement there.

I've just noticed his PPM though. Don't like that at all.

Yeah he looks really good. I was only able to offer him a 2+3 contract so will have to keep and eye on him and see if I can renegotiate quite quickly.

Not in terms of stars, but in reality, probably yes, especially by the start of next season. Our current 1st choice Back 3 is as follows. DLC. (44e) Henry (F.Pro) 6'0" * DC. (44h) Lemetti (F.Pro) 6'3" * DRC. (50b) Wilson (Unamb) 6'4" * This is (44h) Lemetti (F.Pro) 6'3" *. The comparison shows that (44h) Lemetti (F.Pro) 6'3" * probably still has the edge right now, (but not for long). As soon as (53a) Brownlie (Dri) 5'11" *** develops physically I think that will change though.

Youth Intake Day. Mar 2053. I released (53n) and (53p) from this intake who were both (Unamb) + (L.Det).

Well their finances weren't too bad the last time they looked. They had about £22M in the bank and were doing ok. They're top of the table and look like they are coming back up this season. Last season they brought in £1M more in sales than they spent on transfers in. This season they've splashed the cash on our lad, but not really anyone else, and he probably is worth the money to them because between our 2 ex players they have just about guaranteed promotion. They've still got £10M in the bank now. If we ignore the loan player, their top valued 2 players at the club are the 2x 28 year olds that we sold them. I think I might have sold (40b) Stewart (IRL)(F.Pro) * on the cheap. All in all I think they're being run much better now because the 2 deals they did with us, (and the old centre-half they signed on the cheap the season before), all look like being excellent value for money.

Feb 2053. Scottish Premiership. 3 really good results this month. 2 ENORMOUS wins at home to Livingston and Motherwell, (where we scored a combined 13 goals), and then a brilliant 0-0 at home to Celtic. sees us remain at the top of the table by 2 points, but Celtic still have a game in hand. Hibs are 5 points back but have 2 games in hand, so it's still a 3-way fight for the title. Europa League. We were ok against Real Betis in the away leg and our xG was better than theirs and had more shots and more shots on target, but despite that they scored 4 goals and we scored 0 goals. We were even better in the 2nd leg and scored 4 goals while again dominating the game, but unfortunately they scored 1 and we crashed out by the odd goal in 9. Scottish Cup. (The Big One). Beating Celtic is a big deal at any time. After drawing with them 0-0 in the league we then take them to Extra-Time and our fitness levels, (as a result of our rotation), pays dividends and we basically run riot late on. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 45/56 from the spot at 80%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

Jan 2053. Europa League. We were poor against Rapid Wien and rightly got nothing from the game, but we bounced back well and spanked Malmö. Scottish Cup. This big scoreline is sort of to be expected because Buckie are in League 2, but it's still nice to smash 8 goals. Transfers. I love that features like this are in the game. (44c) Antonazi (AUS)(Res)6'0 * was the 1st proper Libero I have had in ages, despite using a Libero for large numbers of seasons without a proper Libero. We made money on him when we sold him to Milan, (and got him loaned back), and then we made money on him again when Milan sold him to Ajax. When Ajax then sold him to Everton we just received the consolidation payment, (as we have received here), but it's these solidarity payments that really add up and are key to long-term Youth Only saves. Once you have sold enough players they just keep rolling in and it feels like free money every time an Academy product is sold, (by anyone). That's over and above all the regular transfers and clauses that get triggered. These payments, (in sufficient quantity), really do add up to a significant amount. Records. I like the fact that the game tracks all transfer income, but at the same time I'm frustrated that it's not shown accurately on the income screen. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 42/53 from the spot at 79%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

Dec 2052. Scottish Premiership. That's good form, but it's just typical that the only game we lose is against Aberdeen and they're the side who are actively targeting to take points off. Despite the loss to Aberdeen, we're still top, 4 points clear of Celtic, (who have 2 games in hand), and 9 points clear of Hibs, (who have 3 games in hand). Aberdeen are 11 points behind, (and we actually have a game in hand on them), so I'm quietly confidant that they will be finishing ahead of us. Europa League. Another win sends us in the right direction, up the table. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 41/52 from the spot at 79%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

Nov 2052. Scottish Premiership. Hibs absolutely smashed us, but we were 2-0 up against Ross County and frustratingly conceded an 89th min leveller. Europa League. A couple of wins, (at last), moves us up into contention. Internationals. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 38/49 from the spot at 76%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

Oct 2052. Scottish Premiership. The dropped points were both in mid-week games and the flippin Aberdeen game had me shouting at my laptop with them scoring a 98th min leveller when our xG was double theirs. On the 1 hand we're actually targeting finishing above Aberdeen so to lose points from a winning position against them so late in the game was a real body-blow. Despite that, we're still top of the table by 3 points and we have a game in hand on both Celtic and Aberdeen. We don't have a game in hand on Hibs, and they're 4 points behind. Europa League. We won the 2 xG battles in the games we lost, so but for poor finishing, (young players playing up front), we would have had 7 points rather than just 1. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 37/47 from the spot at 79%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

Sep 2052. Scottish Premiership. While losing games is never good, it's certainly better to win 3 and lose 1 rather than win 1, draw 2 and lose 1, so I'm not too unhappy with how things are going. Even if I wasn't happy about it, Hibs absolutely smashed us and there is absolutely nothing I could do about it. Europa League. Not the best start to our European campaign, but also not the easiest of fixtures, and both away. Really not too bothered this year though. Our focus is very much on the league and Europe is really just exposure for our 2nd Team. League Cup. We won this last season and even in winning it, it's STILL just a collection of friendlies, so losing in it now against Celtic bothers me not even a tiny bit. New contract. 5 years. Transfers. Internationals. Facilities. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 35/44 from the spot at 80%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.

That's a really good spot. Yeah he had something in his personal life/off field, (I'm guessing), that made him change from (Unamb) to (M.Citizen). I think that played a part in how much football he got, but in the end he still had to go. I didn't mention it in the thread because I missed the message itself and only noticed it afterwards, (and then changed his nickname). There are quite a few changes like that, but rarely one as good as that from so bad to so good.

Aug 2052. Scottish Premiership. It's been a really good start to the month, but we let ourselves down by losing to St Johnstone at the end of the month. It's not a disaster in so much as Celtic, (who are top), have also dropped 3 points, but it's still a little frustrating and next month has some much tougher fixtures. League Cup. This was less comfortable than it should have been. Debuts. Season Tickets. Transfers. Goal-scoring GK's. (23) Brass (Bal) 6'2" is 5/8 from the spot at 63%. (Is no longer at the club). (23) Ewing (Bal) 6'1" is 17/20 from the spot at 85%. (Is no longer at the club). (25c) Christie (F.Sport) 6'1" is 46/52 from the spot at 88%. (Is no longer at the club). (26p) Marsh (CAN)(SCO) 5'10" is 15/17 from the spot at 88%. (Is no longer at the club). (30a) Ogilvie (Fickle) 6'2" * is 47/64 from the spot at 73%. (Is no longer at the club). (31k) Lawrie (Unamb) * is 23/29 from the spot at 79%. (Is no longer at the club). (33a) Black (Fickle) 6'0" * is 2/3 from the spot at 67%. (Is no longer at the club). (37b) Niven (F.Loyal) 6'4" * is 24/41 from the spot at 59%. (Is no longer at the club). (39c) Telfer (F.Pro) 6'2" * is 29/44 from the spot at 66%.(Is no longer at the club). (40e) Qurbonov (UZB) (Res) * is 0/2 from the spot at 0%. (Is no longer at the club). (43n) Welsh (F.Pro) 6'4" * is 34/42 from the spot at 81%. (41h) Cairney (Unamb) 6'2" * is 7/12 from the spot at 58%. (Is no longer at the club). Finances.