**This isnt new, it changes version to version, but its been about in the game over the past few versions in one form or another**
WARNING - You can ruin your clubs finances by doing this, however it depends on the extremes you wish to go to NOTE - It may be considered a bug or glitch, but the game can and will punish you with admin/FFP bans etc
The transfer system in FM18 is essentially worthless, you do not need a transfer budget to buy any player, yes any player, that wants to join your club. The only limitation you have is your wage budget.
FIRST THINGS FIRST
As mentioned you do not need a transfer budget, so push all you have into your wage budget (Every chance you get to do so, ensure you do this... the board will generally go with you). I would also advise asking for at least 2 of the 3 financial increases to transfer budget, wage budget and transfer revenue every chance you get... push them, it may not work, but occassionally you get the odd increase that will help.
2 other big factors to increase your budget come in the form of EXPECTATIONS and TEAM BONUSES. For EXPECTATIONS, promise the board the world... it will not matter, ive said i will win the Champions League with a team that have no hope, there is very little chance you will get punished. TEAM BONUS, put them to low for all competitions... again it will not factor in to player performance, ive won it all by paying out as little as I can. What these 2 will do, is increase your budgets and thats what we are all about... INCREASE THE WAGE BUDGET.
SO YOU HAVE YOUR BUDGET... HOW DO I SIGN WHO I WANT?
Well first off it depends if a player wants to join, thats something we cant change... however by the 2nd season, players will begin to swarm around your money pot (assuming you are relatively successful). Do your search however you do so, use scouts or dont. I dont personally but I want my list of players to be as extensive as it gets. You can go team to team making bids... play it how you would.
But once we have a player in mind, this is how we should structure our deal:
Offer the club £0 upfront
Offer the club 'x' amount over 12 months on a 1 instalment basis... you will notice that £0 will come out of your transfer budget. Now this 'x' is generally double the players value in game, fiddle with it, but suggest double and the club usually accepts... top players will go for more, but if it costs you nothing upfront, go ham!
The one caveat to this is transfer listed players, they are the money players... whatever they are listed for, is what you can get them for... so same approach to making a deal, but your 'x' is going to be the transfer listed players value.
CONVINCING THE PLAYER
This is a bit harder but you have to be strict on one hand and a bit careless on the other. The most important part is to ensure that the player signing on fee and agent fee are set to £0 and locked, no negotiating, they will come from a transfer budget... you dont have that, you cant afford that.
To counter that you will have to offer:
a) bigger wages, play about with it, but i either go max or at least 20,000 more... depending on my team/level
b) 50% yearly wage rise
c) 50% sell on percentage
d) the is not always needed, but max out the appearance fee especially if you are going for a player who wants more money than you can offer
If you can convince the player, then its job done, you have a signing that will cost you nothing from your budget... you have 12 months before it affects your finances.
Well its up to you, you can be as crazy as I have been, spending 3.5 BILLION in 2 seasons with Bayer Leverkusen (falling foul of FFP and going into admin!) or you can do it for one or two players just to get you over the line.
Im sure people have used this or similar techniques before, call it a bug or glitch... call it clever negotiating I dont mind. People exploit the match engine itself to make winning tactics... people use the editor to find out which players are wonderkids before loading a save... people download shortlists of players ready made for them to buy... the game isnt perfect and people will play it differently, this gives you a chance to make a difference to your team.
Im sharing this because it needs fixing, but at the same time, it can be fun, silly fun, but fun as for all the crazy deals you can make, you are still limited by the game in terms of players decisions, FFP and other financial outcomes.
You may be lucky and have huge sponsorship deals save you... I had almost 1 BILLION given to me in an Everton save in FM17, but with a weekly wage of £24 MILLION, you could say it was needed
Enjoy it, i hope its fixed come the transfer window patch... my latest Leverkusen save will be uploaded to SI to look at. But in reality you can load up any game and spend BILLIONS within minutes, so im sure they can fix it as they see fit.
***If someone can point me where to upload this save for SI, I will do so***
Before people scream editor...