Great game, love it, and spent (too) many hours enjoying it. However, two areas for me that should be adjusted to improve the challenge in a way that players of all capabilities could hopefully get on board with as it would simply add to the realism.
1) CPU transfers - opposing clubs, particularly top clubs, are terrible at buying players. They either don’t spend their money or buy too many mediocre/poor players that add nothing to the squad and very quickly the quality of opposition falls as they don’t replace their top players as their squads age. I appreciate in real life transfer