Scott Jackson
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I've always found the way the game deals with loans to be totally different to transfers and indeed real life. They very, very rarely will negotiate wages for loans in or out and the same with monthly fees, in real life teams might pay millions for an established big league player but in game they might offer 100k and that's it, you counter and they pull out right away. They are way too stingy on it and expect you to agree to low balls out and pay through the nose to loan in. It's always been this way for as long as I remember! -
When I have been using the in game editor to look at a clubs details I have been experiencing the message 'removed loan as monthly repayment was not set'. This has been happening even if I wasn't looking at the finances tab of the editor. When doing further investigation I found this was mostly happening with 'gift repayable upon departure' loans where there is no repayment schedule set. This happened when looking at a variety of clubs, Arsenal, Everton, Dag & Red, Southend. This was fine if I looked at the finance tab before exiting so I could recreate the loan fairly accurately with a nominal repayment, but for some clubs I might be checking something else and it would delete loans I had never seen! I have included a couple screenshots of me just messing about the D&R after it deleted a loan I never saw upon exiting. If I try make a loan like this with no repayment it just removes it. Thanks