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Is there a way to pay off the debt early?? I am Villa and in March 2013 I was 37m in the red. I was looking to sell players at the end of the season...N'Zogbia was wanted, Vrsaljko, Ireland etc. This money plus prize money, currently 4th in Prem, Euro Cup 1/4 final, FA Cup semi would have seen me get into the black and had good youth coming through to replace thos ebeing sold so would have been alright....next thing I know Lerner gives me gift loan of 41m and now I'm paying 173k a month until 2033 to pay it off :-( Can I pay the debt off early or not?

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