JiggyDempsey Posted January 17, 2011 Share Posted January 17, 2011 I dont think we needed a loan and why isnt it showing up on the loans outstanding section?? EDIT Also, my non football costs went from €11M to €23.5M in one season, what caused that? Link to post Share on other sites More sharing options...
La Furia Roja Posted January 17, 2011 Share Posted January 17, 2011 can only see the bottom screenshot but it doesnt mention a loan? Link to post Share on other sites More sharing options...
CBall Posted January 18, 2011 Share Posted January 18, 2011 On your club information screen does it say anything about a debt near the club value? Also the chairman injecting cash isn't a loan, just them giving the club more money to cover running costs. In FM10 my non-footballing costs shot up when I started to play in the Champions League and as the team built up in reputation. Maybe this is similar? Link to post Share on other sites More sharing options...
JiggyDempsey Posted January 18, 2011 Author Share Posted January 18, 2011 On your club information screen does it say anything about a debt near the club value? Also the chairman injecting cash isn't a loan, just them giving the club more money to cover running costs. In FM10 my non-footballing costs shot up when I started to play in the Champions League and as the team built up in reputation. Maybe this is similar? The loan isnt mentioned anywhere for what I can see. Celtic are a PLC, chairmen dont inject cash like that, they buy shares through share issues Link to post Share on other sites More sharing options...
Gribster Posted January 18, 2011 Share Posted January 18, 2011 i feel your pain, i had werder the only debt free team in teh german top league and in the 3rd season(i think) the chairman took out a £59million loan for no reason i could see, didnt give me extra to spend than previous seasons etc. he quoted to "help with running costs" from what i remember, but always had over 20-30mil at the start of each season with tv and sponsership meh! Link to post Share on other sites More sharing options...
stevio11 Posted January 18, 2011 Share Posted January 18, 2011 Maybe because it's the end of your season and you are short of cash to operate untill the new season starts Link to post Share on other sites More sharing options...
JiggyDempsey Posted January 18, 2011 Author Share Posted January 18, 2011 Look at my balance, i didnt need it Link to post Share on other sites More sharing options...
busngabb Posted January 18, 2011 Share Posted January 18, 2011 Look at my balance, i didnt need it It could be related to the balance being expected to go down through the costs of developing the stadium? Link to post Share on other sites More sharing options...
Katarian Posted January 18, 2011 Share Posted January 18, 2011 Look at my balance, i didnt need it You lost almost €1m after he lent you €9.5m. At the rate you are losing money your balance is only going to remain positive for 2-3 months, and you aren't going to be getting masses of money coming in over the summer. Link to post Share on other sites More sharing options...
x42bn6 Posted January 18, 2011 Share Posted January 18, 2011 The loan isnt mentioned anywhere for what I can see.Celtic are a PLC, chairmen dont inject cash like that, they buy shares through share issues Similar thing - it's an equity injection. Link to post Share on other sites More sharing options...
JiggyDempsey Posted January 18, 2011 Author Share Posted January 18, 2011 You lost almost €1m after he lent you €9.5m. At the rate you are losing money your balance is only going to remain positive for 2-3 months, and you aren't going to be getting masses of money coming in over the summer. We just spent €22.5M on a stadium development, thats why the season ended in a loss. I had €15M+ still in the bank without his loan and we were starting to sell season books which raked in €33M over a 2 month period, €1M more than the previous season despite only selling 42000 instead of the usual ~48000. Still doesnt explain why I cant see the repayments on the books Link to post Share on other sites More sharing options...
Rice2cu Posted January 19, 2011 Share Posted January 19, 2011 Still doesnt explain why I cant see the repayments on the books Because you don't repay it.......... It's a cash injection, not a standard loan with repayments and interest. Link to post Share on other sites More sharing options...
JiggyDempsey Posted January 19, 2011 Author Share Posted January 19, 2011 Because you don't repay it.......... It's a cash injection, not a standard loan with repayments and interest. Then it shouldnt be called a loan in the game. A loan you dont pay back is not a loan Link to post Share on other sites More sharing options...
Wiitastic Posted January 19, 2011 Share Posted January 19, 2011 you will get money from memberships & tv rights however losing 1 million euros quickly like that wont help you in anyway. The time it takes before you get full membership funds and tv rights will surely put you near 0 in your clubs bank account. Between mid may-augustis 2.5 months without any influx of cash, you would have gone broke if your nice chairman didnt input some money Link to post Share on other sites More sharing options...
Katarian Posted January 19, 2011 Share Posted January 19, 2011 Then it shouldnt be called a loan in the game.A loan you dont pay back is not a loan I've not seen it happen on FM11, but I'm sure that on FM10 it didn't say "loaned" when the same thing happened to me. I thought that message used to say "given" or "injected", though to be honest I never really looked at the message that closely. I think he has given you the money because he has seen you have lost €10m in a month. I don't think the game has taken into account you just splashed out €22.5m on the stadium, or that you are going to get a big boast from season tickets in a couple of months. Even if it had been counted as a "proper" loan, €9.5m is nothing for your club you would barely notice the repayments. Link to post Share on other sites More sharing options...
JiggyDempsey Posted January 19, 2011 Author Share Posted January 19, 2011 you will get money from memberships & tv rights however losing 1 million euros quickly like that wont help you in anyway. The time it takes before you get full membership funds and tv rights will surely put you near 0 in your clubs bank account.Between mid may-augustis 2.5 months without any influx of cash, you would have gone broke if your nice chairman didnt input some money Nonsense, as I said already if you bothered to read posts, the club was collecting season books which racked up €33M in the 2 months after that message. My balance never went lower so there was no point to the loan I've not seen it happen on FM11, but I'm sure that on FM10 it didn't say "loaned" when the same thing happened to me. I thought that message used to say "given" or "injected", though to be honest I never really looked at the message that closely.I think he has given you the money because he has seen you have lost €10m in a month. I don't think the game has taken into account you just splashed out €22.5m on the stadium, or that you are going to get a big boast from season tickets in a couple of months. Even if it had been counted as a "proper" loan, €9.5m is nothing for your club you would barely notice the repayments. I didnt ask for the stadium expansion, that was completely a board decision. I remember those messages in FM10, they were clearer alright. This just shows that the board/player interaction was just slapped together. A tester worth their salt would have flagged that message for a re-write. Where are the SI QA guys, surely one of them has an opinion? Link to post Share on other sites More sharing options...
dontask Posted January 19, 2011 Share Posted January 19, 2011 at ajax on fm10 i had 20m in the bank and the board gave us a 'loan' of 170m. it never appeared and we never paid it back. so i can only assume it was worded wrong Link to post Share on other sites More sharing options...
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