DPalmer5059 Posted December 12, 2009 Share Posted December 12, 2009 Hell FM Fam, I'm still fairly new t the game and had a quick question about 48 month monthly installments. I'm under the impression that if I make an offer of $26mil for one player with 48 month monthly installments of say whatever, then I'm paying that monthly until the $26mil is paid off. Is that correct, and if so do I have to have all the $26mil at once. I ask only because I've read threads of people signing all these big names but with 48month monthly installments. Is this a good way not to blow your entire xfer budget or another way of beating the system. Thanks . Sorry if it was a stupid question. Link to post Share on other sites More sharing options...
RawrrrFace16 Posted December 12, 2009 Share Posted December 12, 2009 Yes, its monthly until that payment has completely gone. Its also true that you do not need to have the 26 million there sitting in the balance. I personally hate using this feature due to the long term impacts it can have to your club. Link to post Share on other sites More sharing options...
HunkOfJunk Posted December 12, 2009 Share Posted December 12, 2009 AFAIK you have to pay half up front. So for example you bid £40mil over 48 months, £20mil gets taken straight away and then you pay the rest per month. Edit: Its Either pay half up front or you have to have half of it at the time. Link to post Share on other sites More sharing options...
RawrrrFace16 Posted December 12, 2009 Share Posted December 12, 2009 That i didnt know, but it still can cause problems down the line if you cannot afford to pay for the monthly installments. Link to post Share on other sites More sharing options...
Coen Posted December 12, 2009 Share Posted December 12, 2009 If you pay over 48 installments then it will take the first years worth of the payments (so 12/48 payments, or 1/4 of the total) out of your transfer budget at the time that the agree the deal. So you need 1/4 of the total paid in installments available in your transfer budget at the time. Link to post Share on other sites More sharing options...
DPalmer5059 Posted December 12, 2009 Author Share Posted December 12, 2009 Thanks for the quick replys Link to post Share on other sites More sharing options...
TheRiddler Posted December 12, 2009 Share Posted December 12, 2009 Do you have proof of that Coen? I thought it was half the total up front, but willing to be proven wrong :-) Link to post Share on other sites More sharing options...
ParkLife Posted December 12, 2009 Share Posted December 12, 2009 it is a very good idea, however i never use it as usually my teams lose money every month and all the monthly payments does is add to the monthly outgoings every month untill it is paid off. also, if the player is a flop, then you are still paying for him every month Link to post Share on other sites More sharing options...
Magnakai Haaskivi Posted December 12, 2009 Share Posted December 12, 2009 Do you have proof of that Coen? I thought it was half the total up front, but willing to be proven wrong :-) It was half last year because they only let you go out to 24 months; same principle. Link to post Share on other sites More sharing options...
Freindly lemon Posted December 13, 2009 Share Posted December 13, 2009 Just to make you 100% sure it is monthly until it is all gone. Link to post Share on other sites More sharing options...
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