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I'm trying to sell Elano and have set an asking price at £6mil. I keep getting offers for him with nothing upfront and £6mil after 24 months. Would I get this money straight away or would I actually have to wait 24 months?

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You would get 3 mill straight away and the other 3 mill over 24 months. You should be able to get 12 mill cash for him off Schalke though.

Also if you offer over 12 months you get all the money straight away.

Not quite. Your transfer budget will increase by "this years" part of the money - in this case 3m - but the club doesn't get the money immediately. It comes in monthly instalments. And vioce-versa if you're buying over time.

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If a deal is for £6m over 24 months then your transfer budget will increase by around £3m as a result of the sale, but the money will actually be added to your club's finances every month for the next 24 months.

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